Acceptance of Terms

By accessing or using MAFtrix, you agree to be bound by these Terms and Conditions. If you don't agree with any part of these terms, please don't use the site.

What MAFtrix Provides

MAFtrix offers free online calculators covering financial, mathematical, health, and everyday topics. All results are estimates generated from standard, published formulas and are provided for general informational purposes only.

Not Professional Advice

Nothing on this site constitutes financial, medical, legal, or other professional advice. Calculator results should not be the sole basis for any financial, health, or legal decision — always consult a qualified professional for guidance specific to your situation.

Accuracy of Results

We verify our formulas against standard, published methods, but we cannot guarantee that every result is free of error, nor that it reflects your specific circumstances, current rates, or applicable local rules. Use results as a planning aid, not a guarantee.

Acceptable Use

You agree not to misuse the site — including attempting to disrupt its operation, scraping content at scale without permission, or using it for any unlawful purpose.

Intellectual Property

The MAFtrix name, logo, design, and original written content are owned by MAFtrix. You may use the calculators for personal or business decision-making, but may not reproduce, redistribute, or resell the site's content or code without permission.

No Warranty

MAFtrix is provided "as is" without warranties of any kind, express or implied, including but not limited to fitness for a particular purpose or uninterrupted availability.

Limitation of Liability

To the fullest extent permitted by law, MAFtrix and its operators are not liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this site.

Changes to These Terms

We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

Contact

Questions about these terms can be sent to hello@maftrix.com.

Our Approach to Privacy

MAFtrix is built around a simple principle: your calculations are yours. Every calculator on this site runs entirely in your browser — the numbers you enter are never transmitted to or stored on our servers.

Information We Don't Collect

We do not collect, store, or have access to the specific values you enter into any calculator — your income, health metrics, loan amounts, grades, or any other input never leaves your device.

Information We May Collect

Like most websites, we may collect standard, non-identifying technical data such as browser type, general location (country/region level), and pages visited, typically through privacy-respecting analytics tools. This helps us understand which calculators are useful and where the site can improve.

Cookies

We may use minimal cookies for basic site functionality and, where applicable, to serve non-intrusive advertising that keeps MAFtrix free. You can disable cookies through your browser settings at any time.

Third-Party Advertising

MAFtrix may display advertising from third-party networks to keep every calculator free. These networks may use their own cookies or tracking technologies, governed by their own privacy policies, not this one.

The Contact Form

If you submit the contact form, we collect only what you provide (name, email, message) to respond to your inquiry. We don't sell or share this information with third parties.

Children's Privacy

MAFtrix is not directed at children under 13, and we do not knowingly collect personal information from children.

Your Rights

Depending on your location, you may have rights to access, correct, or request deletion of any personal data we hold (such as a contact form submission). Reach out using the details below to exercise these rights.

Changes to This Policy

We may update this policy periodically. Significant changes will be reflected by updating the date at the top of this page.

Contact

Privacy questions can be sent to hello@maftrix.com.

General Information Only

All calculators, guides, and articles on MAFtrix are provided for general informational and educational purposes only. Nothing on this site should be interpreted as financial, medical, legal, tax, or other professional advice.

Financial Calculators

Mortgage, loan, retirement, investment, and other financial calculators produce estimates based on the figures and assumptions you enter. Actual rates, terms, taxes, and fees offered by lenders or institutions will vary and may differ meaningfully from these estimates. Always confirm figures with a bank, lender, or licensed financial advisor before making a decision.

Health Calculators

BMI, calorie, body fat, and other health calculators provide general estimates based on standard published formulas. They are not diagnostic tools and do not account for your complete medical history. Always consult a doctor or qualified healthcare provider for guidance specific to your health.

Math and Everyday Calculators

Calculators such as GPA, grade, percentage, and date calculators are provided as convenience tools. While we verify our formulas carefully, we recommend double-checking any result used for official, academic, or legal purposes against your institution's own records or rules.

No Guarantee of Accuracy

While every formula on MAFtrix is checked against standard, published methods, we cannot guarantee that results are error-free, complete, or applicable to your specific circumstances, jurisdiction, or timeframe.

External Links

MAFtrix may link to third-party websites for additional context. We don't control and aren't responsible for the content, accuracy, or practices of external sites.

Your Responsibility

Any decisions you make based on information from this site are your own responsibility. We recommend using MAFtrix's calculators as a starting point for research, not as the final word on any financial, health, or legal matter.

Contact

Questions about this disclaimer can be sent to hello@maftrix.com.